What were the first two attempts to centralize U.S banking and when were they in operation?

I know Jefferson disbanded one attempt, but the dates are hazy.
Here is one quote from Thomas Jefferson which isn't -
"I believe that banking institutions are more dangerous to our liberties
than standing armies. If the American people ever allow private banks to
control the issue of their currency, first by inflation, then by
deflation, the banks and corporations that will grow up around [the
banks] will deprive the people of all property until their children
wake-up homeless on the continent their fathers conquered. The issuing
power should be taken from the banks and restored to the people, to whom
it properly belongs."

Sounds like he was alive today, doesn't it???