M doing Ba and I have to choose a subject for my final year .I have like 3 options. I can choose either Philosophy, Psychology or English Literature .Can anyone tell me which subject I should choose and would be beneficial to me in future?

It depends on what you see for your future. If you will be dealing with people a basic psychology is always a good thing to have. If you see problem solving in your future, then philosophy will help you learn to think of things in different ways.  As for English literature, really unless you are planning on teaching it, or spending time in England, it has no real usefulness as for your future, but if you enjoy it, definitely take it. Taking something you enjoy is always a bonus.