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How To Write An Application To Close My Bank Account?

9 Answers

Joe Gilbert Profile
Joe Gilbert answered
Most banks will give you guidance on how to close your account but there are some simple rules that apply to most banks.
Firstly, you have to send them a letter giving the account number and state the date that you wish to close the account. You are also likely to have to provide them with some sort of identification to confirm that it is the account holder that is closing the account.
Most banks will require that you give them a period of notice before closing an account, usually a fortnight or a month. If there is still a balance in the account you will have to give them details of how they can pay out that amount, if the account is in debit you will have to come to an arrangement to clear the amount.
If it is a current account rather than a savings account you will have to make alternative arrangements to continue having standing orders and direct debits paid.
Closing a current account can require a lot of thought, it is generally best to get your direct debits and standing orders transferred onto a new account before you close the existing account. If you fail to do this, you could face charges for missed payments.
Once the account has been closed you should ensure that all paperwork related to the account is destroyed, preferably using a shredder. Identity theft is a growing problem with criminals increasingly able to make maximum use of minimum information. With a statement or bank account they can create a new account which could prove expensive or time consuming for you to resolve.
Anonymous Profile
Anonymous answered
To,                                                                                                                                       
The Bank Manager,                                                                                               
ICICI Bank,
Ludhiana.

                     Sub: Closing the account,Ref;
                     Reg: A/c No:...

Sir

I want to say that we are the customer of your bank from past two years, so presently   we don't want use the account. So please closing the bank account no:-... As early as possible.With this application I have submit my cheque book..Pleaes do the need full fill to close my account.

Thanking You.

                                                                                                       Yours faithfully
   .
jo bagga Profile
jo bagga answered
To
The Bank Manager,
ICICI Bank,
Dwarka Sec-6,Branch
New Delhi-110075.
Sub:To Close Current A/c
Ref: Current A/c No- ...
Sir/Madam,
We are holding above mentioned current A/c  no. With your bank in the name of our company 
“ABC Pvt. Ltd” .Presently we are not operating the same,So,please close  our A/c as soon as possible. Along with this application we are submitting our cheque book.
Kindly do the needful as soon as possible.

Thanks Regards
ABC Pvt. Ltd.

Authorised Signatory.
Anonymous Profile
Anonymous answered
To,   Dt: 20.01.10
The Bank Manager,   Hyderabad.
Axis Bank,
Hyderabad.

Sir,
  Sub: Closing the account,Ref;
  Reg: A/c No:------

We are the customer of your bank from past two years, so presently  we don't want use the account. So please closing the bank account as early as possible.

Thanking You.

  Yours faithfully
  
  From ------

  Managing Partner.
Anonymous Profile
Anonymous answered
Write An Application To Close Bank Saving Account?
Anonymous Profile
Anonymous answered
To,   Dt: 20.01.10
The Bank Manager,   Hyderabad.
Axis Bank,
Hyderabad.

Sir,
  Sub: Closing the account,Ref;
  Reg: A/c No:------

We are the customer of your bank
from past two years, so presently  we don't want use the account. So please closing the bank account
as early as possible.

Thanking You.
Anonymous Profile
Anonymous answered
How to write application to bank for opening a new account
Corr Blimey Profile
Corr Blimey answered
Just withdraw all your money, every single last cent and then just forget about it because it should bare no relevance to your life anymore. When you start doing it the way your bank asks you to you just end up getting harrassed by their sales department and your details will probably get sold to other financial organizations for marketing purposes.
Some accounts automatically close if they hold no money but most will shut down after about 6-12 months of zero activity.
Anonymous Profile
Anonymous answered

Never keep it open when you do not want it. If that is an account that needs AQB maintenance than you will start getting charges applied on your account for not maintaining it.

Just one letter and couple of documents and you are free from the hassles that may occur in future from that account if you keep them open.

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