Assuming the note starts today, after 10 years you will owe 80,339.48. Changing your payment to $1050.00 will cause your loan to be paid off in December of 2019 - 18 years early.

I used the calculator before to find the principle balance after 10 years and then re-figured the loan on a 20 year basis with 165.39 extra payment option (884.61+165.39=1050)

www.bankrate.com

I used the calculator before to find the principle balance after 10 years and then re-figured the loan on a 20 year basis with 165.39 extra payment option (884.61+165.39=1050)

www.bankrate.com