How Do You Factor: Y^2 - 4y - 12? Can You Explain The Steps?

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Oddman answered
The sign of the constant term (-12) is negative. That means it has one positive and one negative factor.
The algebraic sum of those factors of -12 must be -4. That means you are looking for two factors of 12 that differ by 4.
  12 = 1*12 = 2*6 = 3*4    (these are the ways to factor 12 using integers)
Only the pair {2, 6} differ by 4. Now, figure which one of these must have the negative sign so that their sum is -4. (That would be -6, +2.)
It can help to rewrite the expression using your knowledge of how the -4y term is composed.
  Y^2 - 4y - 12
  = y^2 - 6y + 2y - 12    (here, we have rewritten -4 as -6+2)
  = y(y-6) + 2(y-6)    (we have factored the first pair of terms, and the last pair of terms)
  = (y+2)(y-6)    (we have factored out the common factor y-6 from the previous step)

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